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Posts Tagged ‘ADHD’

If all else fails, make sure to document your child’s treatment so that you can appeal denied claims. Adderall, a drug used to treat ADHD, can cost as much as $150 depending on your location. Unfortunately, many insurance providers do not provide adequate mental health coverage. ADHD treatment can be extremely expensive. Parents of children with ADHD often forget to factor in the cost of regular doctor’s visits, prescription medication, and stubborn insurance companies.

To actually be diagnosed with the disorder, children must display a number of inconsistencies in their behavior that set them apart from other children. The standard bursts of energy most children have are not signs of ADHD. It does not require insurance companies to offer coverage for mental disorders if they do not do so already. It also does not cover individual or small-business insurance plans. This law forces insurers to offer a more reasonable amount of mental health coverage as long as they have some form of coverage already in place. Fortunately, if your insurance provider already covers ADHD, you will be able to receive coverage equal to that provided for other medical procedures and conditions. Many insurance companies charge higher deductibles and limit treatments for those with mental disorders

On a personal level, it will also save parents money and stress due to expensive ADHD treatments.

If your health insurance provider refuses to cover a commonly used drug such as Adderall, be sure to appeal the decision. You should keep a thorough record of your child’s treatments and prescriptions.